Applying for an HSBC mortgage is in principle the second major step in the HSBC mortgage application process. In principle, an HSBC mortgage can be made over the phone, in the branch or online. You will receive a wholesale HSBC mortgage online from HSBC`s website. A mortgage is normally valid for about 90 days. Getting an HSBC decision or a mortgage in principle does not guarantee that you will receive an HSBC mortgage, because the information that is requested for a mortgage in principle is so little (and not enough to confirm your mortgage price, but enough to give a clue) and your circumstances may have changed before filing a full HSBC mortgage application. If you do not delay your home loan agreement, this may result in additional fees and/or discontinued services (see our rate plan and general terms of sale for personal banks). In principle, if you are not based in the UK, you cannot apply for an HSBC decision or an online mortgage. Please contact HSBC to find out how to help you (44) 0800 169 6333 An HSBC decision will let you know if you can buy a mortgage and allow you to buy a property with confidence. It also allows home sellers and real estate agents to take it much more seriously. 1Home Loan permit is in principle.
It will end in 60 minutes after providing satisfactory documentation to an HSBC mortgage advisor during working hours between Sunday and Thursday from 8:00 a.m. to 4:00 p.m. HSBC also has buy-to-it eligibility criteria: the UK has lived and worked for at least 12 months on the application date by indicating a valid passport with a visa visa or work visa on the date of entry into the UK; If you have already made your decision in principle, you can book a Zoom video appointment to one of our mortgage advisors to finalize your application. We will guide you through their application process, double and triple check your documents to make sure you don`t have any hooks further down the line. If your employer pays extra, we will use that income.